Education
Surveys show more than three-quarters of Americans prefer to own their home rather than rent. Through the NeighborWorks® Resource Group network, families of modest means are able to achieve what has been labeled the “American Dream” – to buy a home of their own.
As a NeighborWorks® HomeOwnership Center, we offer a friendly and convenient one-stop-shop for homeownership. We have all the services and training needed to shop for, purchase, renovate, insure, maintain or manage a home--all under one roof. The programs offered at the Homeownership Center focus on providing homebuyers with all the support and services they need to become successful homeowners; from pre purchase homeownership education and counseling, through comprehensive mortgage lending products, to post-purchase education programs that help
homeowners avoid predatory lending practices which could lead to foreclosure.
Pre and post-purchase classes - these are taught by HUD-approved certified homebuyer education trainers and counselors. Instruction usually takes place in a classroom with a group, but may also be delivered to individuals online or through self-study. Typical subjects include homeownership readiness and affordability; money and credit management; types of properties and financing available; purchase, mortgage, and closing processes and home maintenance and financial management after the sale.
Financial Fitness - this program is a five week, 5-hour financial literacy workshop series, held for two hours once a week, for those who are interested in building their financial literacy skills, reducing debt or curing credit issues. Anyone is eligible to participate in the program, regardless of income. The program is available at no cost to the participants, with four (4) workshop series being held once in the fall, winter, spring and summer. As an incentive to participating in the Financial Fitness Program, members are given the option to open an Individual Development Account (IDA) to encourage saving and asset building.
Homebuyers Clubs - this is a directed educational self-help program aimed at building responsible homeowners in a
support-group setting. The HBC Program is aimed at families facing obstacles to home ownership that can not be resolved
in a few months, thus it provides long-term counseling and support to its members. As an incentive to joining the Homebuyers Club, members are given the option to open an Individual Development Account (IDA) to encourage savings and asset building.
Post purchase counseling - provides guidance with budget and credit management, delinquency.